Uninsured & Underinsured Driver Accidents
When one or more drivers involved in a car accident are either underinsured or uninsured, the situation can become complicated. The laws in Tennessee are different from other states in that one cannot settle with a liability carrier unless he or she has permission from his or her uninsured or underinsured carrier to do so.
Otherwise, the individual could forfeit this right.
This is just one example of the specific nuances involved in underinsured and uninsured accidents. That is why it is so critical to hire a lawyer with extensive experience with underinsured and uninsured driver accidents and knowledge of the laws pertaining to them. For more information from a law firm that is highly experienced and skilled in uninsured/underinsured accident cases, schedule a free initial consultation today.
You can contact us online or by calling (615) 933-2893 to reach one of our Nashville UM/UIM attorneys.
The Complexity of Uninsured Motorist Accidents
Unless a case is handled by an attorney who understands the specific laws applicable to underinsured or uninsured driver accidents and how they apply to your specific case, a case can get very complicated very quickly. There are specific statutes that need to be followed in order to make sure your rights are protected as well as your ability to obtain coverage under the uninsured/underinsured motorist's policy. There are special burden of proof standards and other details that only the most skilled of attorneys can help you with. Let our experienced attorneys who have handled underinsured/uninsured cases for decades help you today.
We can go over the specifics of your case in a free consultation. Contact us today.

Verdicts & Settlements
Unmatched Dedication Has Led to Record-Setting Victories-
Personal Injury - Erin Andrews Lawsuit Against Hotel $55 Million
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Medical Malpractice - 62 Year Old Woman $22.2 Million
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Medical Malpractice - Largest Verdict in Weakley County History $15.2 Million
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Medical Malpractice - Davidson County $6.5 Million
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Wrongful Death of 22 Month Old $5 Million
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Golf Cart Accident $4.4 Million
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Medical Malpractice - 24 Year Old College Student $4 Million
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Wrongful Death - Tractor-Trailer Wreck $3.25 Million
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Wrongful Death - 16 Year Old Boy $3 Million
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Auto Accident - Rutherford County $3 Million

Client Testimonials
Helping the Injured Obtain Justice
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Integrity, above and beyond
“From a choice in the Yellow Pages to Success. This Law Firm has proven itself as absolutely professional, goal oriented, kind and compassionate in the past several years during my case. Mutual trust ...”
- H.W. -
In the hardest two years of my life, you provided the utmost trust, comfort, and support.
“Thank you Randy, Jennifer, and Cynthia so much for not only helping me get through what has been the hardest time of my life, but for always providing grace, trust, and a sense of comfort for what ...”
- T.H. -
We are very grateful.
“Our case was not easy. Many law firms would not be willing to get involved with a case this complicated and time-consuming. What Kinnard Law achieved on account of conquering numerous hurdles was ...”
- E.I. -
Great staff.
“I had the pleasure of working with a few different Kinnard Law lawyers after a personal injury. The process in its entirety took a couple years - which is longer than I anticipated, but also news to ...”
- J. -
100% Best Lawyers Around
“You have all been so kind and loving to our family! We appreciate all the hard work and dedication you all put in for our case.”
- J.S.
Awards & Accolades
Highly Respected in the Legal Community-
Randall Kinnard is a member of the Inner Circle of Advocates, a prestigious invite-only group comprised of the top 100 plaintiffs’ trial lawyers in the United States.
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Randall Kinnard (since 1993),
Mary Ellen Morris (since 2017),
and Jennifer Eberle (since 2022)
have all been recognized for their legal skill and achievements. -
The firm has received the prestigious “Best Law Firms” rating in the practice areas of Medical Malpractice Law, Personal Injury Litigation, Product Liability Litigation and Health Care Litigation.
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Attorney Randall Kinnard is a member of ABOTA, a nationwide organization of lawyers who care passionately about the trial system in the United States.
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Randall Kinnard is an inducted member of the ACTL, one of North America’s premier trial organizations comprised of less than 1% of all lawyers in each state.
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Randall Kinnard is a member of the invitation-only International Academy of Trial Lawyers, which is limited to 500 trial lawyers in the United States.
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Randall Kinnard is a Fellow of the Litigation Counsel of America, an invite-only honorary society comprised of less than .5% of all U.S. lawyers.
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Attorney Randall Kinnard was named the 2019 Product Liability Litigation – Plaintiffs ‘Lawyer of the Year’ in Nashville, TN.
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Randall Kinnard has been voted to TN Super Lawyers®. This organization recognizes the top 5% of attorneys in their practice area.
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Randall Kinnard and Mary Ellen Morris have received the highest rating for legal excellence by Martindale-Hubbell.
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Our attorneys have been voted by their peers to the "Top 40 under 40" Trial Lawyers list, as awarded by The National Trial Lawyers organization.
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Our firm’s trial attorneys have been recognized among the state’s leading legal minds, and named by Business TN Magazine to its coveted “150 Best Lawyers in Tennessee” list.
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Our attorneys have been named as 2023 “Best of the Bar” by Nashville Business Journal.
